Sorry to see Australia is in bed with the Banksters. I believe that one day soon the whole system will implode. You are probably familiar with the giant Turd our Administration in the US does not address: 20 trillion in debt and 200 trillion in unfunded liabilities. They just keep buying votes with magic money until it all collapses. Perhaps crytocurrencies will prevail as will gold and silver. Good luck down under. By the way my daughter got a doctorate degree from the University of Western Australia in Perth a few years ago.