"Just don't want to do one job over and over and not have time or space for creativity. " Yes, that's where I am too. I would so love for my life to be self-directed, where I'd get up each morning and decide which projects I want to work on and use the biggest part of my life energy on those.
I get the desperate feeling too. Some days I think, "I'm just going to pack up the cat and live in my car! Then we won't have all these bills!" Maybe one of these days I will. :-)
I wouldn't survive on the street. Hopefully branching out with steemit though. It's taking time to build an audience and find something to say but I have some hope for an alternate source of income. This could be it.