I happen to totally agree with your assessment. I also doubt that we could live in as structured, sophisticated and elaborate society that we now have under anarchic conditions. I'm all for that too. Let me give you a real-life anarchic situation:

I currently live at the end of an easement road. What that means is that nobody owns the road, the government doesn't maintain it but anyone can drive on it. The homeowners at the entrance to the road got together and paved their portion, about 500 feet. The homeowner of the house I now live in has also paved her portion since it dead ends at her house and nobody else can drive on it. The rest of the 1/4 mile road is not maintained, yet it serves 6 other houses 3 of which are rentals. The owners of these 6 houses refuse to put any of their rental money into maintaining the road. With the renters and their guests, I'd estimate that this road is traversed at least 50 or 60 times a day. Last year was a rainy year and I spent quite a bit of time filling in gullies, digging out the ditches along side the road, putting gravel and rock in the bigger potholes.

As I did this, people would drive by while I worked. Nobody so much as smiled at me, let alone offered to help. I had it in pretty good shape after a couple of months of spare time solo labor. This year the road is the worst it's ever been. None of the renters or homeowners are open to having a work party. They're all too busy.

Everybody thinks that road maintenance is somebody else's responsibility. That is the dependent and decadent culture in which we live.

One solution would be to put up a carded automatic gate at the entrance, one that charged a dollar to open it. That would be a fair way to charge those who use the road. It wouldn't take long to have enough money available for a load or two of gravel delivered and spread. But that would take organization, cooperation, initiative and money and without a profit motive, nobody would be interested.

My solution was to buy an old Ford Ranger 4x4. Let the Prius and Accord owners worry about the gullies and the potholes from now on. I might even burn rubber through the potholes just for fun. Ahhhahaha.