Chase Sapphire Reserve for $795: Is the upgrade worth it?

The Chase Sapphire Reserve is surprising cardholders again. Starting in 2025, the annual fee has increased to $795, and with it, the terms for earning bonuses. The new points system is more suitable for those who frequently book flights and hotels directly. But what if you don't use DoorDash or Lyft? Then, the actual benefits are significantly reduced.

Many are wondering whether they should continue using the card or look for alternatives. The answer depends on how actively you use the new benefits. If you rarely fly or book through third-party services, some bonuses may be lost.

However, cardholders have another option: Cash for credit card points. This allows you to sell credit card points profitably and get real cash before their value diminishes.