How bad do you want it is the right question. The change has to come with a decision. That person MUST decide to make whatever change is needed, to get where she would like to go! It has been hard here because I set an additional goal of paying cash for everything, including the land. BUT, we own the land now, and I am working on fixing the house.

I had a Man tell me that was not possible. He said you have to have things. He asked me how long it took me to pay off my car. I told him I wrote a check for it. He could not understand...he was speechless!

You just have to DECIDE to do it, and then do everything to get there! :)