The banking system is one of my top topics, I could write a 1000 articles regarding it, and how "it" could be done better, 1 proposal I even forwarded the the houses of parliament, when they asked for a new system and citizens to submit proposals, I wrote a bank owned by the people, run by the people with all profits going back to the people.

They said it was a step tooooooo far from the current system meaning central (gangsters) banksters!.