Really great comment and you are making things quite clear. You are focussing on the financial aspect in your article and I don't see my points on an opposite view. The amount of money per month that you suggest is even not that low and everyone has to really know that you will probably have to struggle even earning your income for your basic needs. The problem is that when it comes to making decisions they are made emotionally most likely, esp. for musicians and artists. So logical aspects like thoroughly calculating your finances don't play any role for some and some end up ruining their and (what is more unexcuseable) their families life. I don't want to speak against emotional decision in general because emotions can tell truth where even science and logic can't. But a high degree of awareness and disciplin is needed undoubtely and many are not thinking about that. That's why I wanted to add a list showing possible consequences of a badly chosen decision. Thanks for the conversation @nathankaye!