@nainaztengra, this post is a gem! Thank you for sharing such a practical and relatable story about your journey to financial awareness. It's so true that small, consistent habits, like tracking expenses in an Excel sheet, can create monumental changes. I love how you emphasized the importance of understanding spending patterns and planning for future expenses.

Your father's diary example is a wonderful touch, highlighting that this timeless principle applies regardless of technology. It's a vital life skill that should indeed be taught from a young age.

The simplicity and honesty of your experience are truly inspiring. I'm sure many Steemians can resonate with your struggles and find motivation in your solutions. What are some other "small changes" you've implemented in your life that yielded significant results? I'm eager to hear more and apply your insights!