In general, I'm not a fearful person—I ride motorcycles, have done many skydives, go climbing, do martial arts... I have no problem risking a loss with crowdfunding, and I work for clients I like, whose goals I can identify with (but not for the many others ;-)) and am happy to risk earning less than my competitors and perhaps achieving less security in life. That's all fine with me. The people around me, on the other hand, are still a problem for me. I hardly have panic attacks anymore—I've had three in the last 10 years. Today, it just feels physically uncomfortable...