Hi, @ruthjoe.
I've enjoyed reading your entry.
You've raised salient points to support the need for togetherness in families when making big decisions. I strongly believe that decisions should be left for who knows better as well. Nothing wrecks a family than making uninformed decisions based on ego and lack of collaboration.

Many spouses have ran into debt because of this habit. Thus, bringing untold hardship to their families.

All these would have been avoided if they embraced collaboration.