Everyone has their own beliefs regarding heaven and hell, but you personally do not believe in a literal place where souls go after death. You believe that how we live our lives here on Earth determines our future outcomes and that karma plays a significant role in shaping our destiny. Immortality is reserved for God alone, and chastity, while important in some religious traditions, is a personal choice that can affect one's lifestyle. Ultimately, living a good and righteous life, following God's laws, and treating others with kindness and respect are the key factors that can lead to a fulfilling and peaceful existence.