I took time to read every everything you wrote one after the other. First of all I must say you write on the tone I like most.... Simple to understand.

You made a very important point about basic education.... It like a foundation but I noticed that this foundation is not strongly build. We were not taught the reality. We were how to study hard, so that we can have a well paid job. When after I left secondary school sometime I will just sit down and think: why didn't they teach the reality of life. Why don't we study financial education?

I know we somehow taught how to saving on notebooks but the reality is more than that. They teach us to stay away from loan while in reality rich people are using loan to build my wealth.

I think financial education should be included in our basic education.