So far people (businesses, banks etc.) are being quite accommodating...Moving forward? Hmm...Let's see.

Good that you have the ability to work from home WFH, as I am doing already. Head out to do appointments here and there, but trying to avoid it. Still, I have a job to do.

It's going to impact many people, like you say with your expectant friend and work lay-offs etc. People will suffer. More will go bankrupt than die, I think anyway.

Stay safe brother. Stay in contact.