Hahaha, in life being happy is a choice. One can decide to be happy despite the stress he is passing through. Personally I have decided to be happy always. The difficult situation also affects me too.

Yeah, govt has a role to play and individuals also hve their own responsibility too. If you look at my post, I clearly mentioned both, even though it was not exhaustive. Financial management is important in everyday life. Everyone needs to learn that. Parents have a lot of role to play in teaching that to their children apart from learning that from the walls of a school.

But it is important to note that if the favourable conditions which includes infrastructure, favourable govt fiscal policies and laws,and finance are not there, it will be difficult to execute your well intentioned business projects.

Great thanks for going through.