How to teach financial education to children and teens with Steemit?

josevas217 (80)in PussFi 🐈 • 6 days ago

Good morning everyone, I hope you're all doing well. Today I want to talk about a topic that I consider quite important and that we often overlook: financial education for children and teens. One might think this is something you learn in college or when you start working, but the reality is that the earlier you understand how money works, the better. And as a reference, I want to talk about Steemit, because here on the platform we have several tools that are perfectly suited to practically teaching any young person how to manage their finances.

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For example, the first thing you can teach them is what a wallet is. It sounds very sophisticated, but it's actually like a digital wallet where we store our funds. When a child understands that their money can be kept safe there, and that it's not a toy but a real thing, they begin to realize its value. Similarly, you can explain the keys, both public and private. I imagine that more than one person has lost the key to an online game or a social network, but in this case, it's not a game. Here, if you lose the private key, you lose access to your money, and that's a very valuable lesson.

Another interesting thing to show them is how prices fluctuate. Right here on Steemit, if we look at the value of Steem, we know that today it can be at a certain price and tomorrow it can be higher or lower. This teaches something fundamental: that money, whether in cryptocurrencies or investments, isn't always fixed, and that's why it's important to learn to observe and not despair. It's like when you want to save for something, and suddenly you realize that the value has gone up, well, you have to be patient and disciplined.

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As for transfers, it's also a good exercise. It's not just a matter of clicking and that's it, but doing it correctly, checking the address, confirming the amount, because if you make a mistake, that money won't come back. This helps kids learn to be careful and responsible, not like in a game where you can restart the game, but here mistakes cost you.

I start to think that if someone had taught me all this when I was 12 or 15, I would surely have made very different decisions in my financial life. Because most of us grew up with the idea that money is only for spending, but we weren't taught how to manage it, how to save it, or how to make it grow.

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So, teaching financial education to children and adolescents using something like Steemit is like giving them a simulation of real life, but in a safe environment. And of course, it can be accompanied by reflections on the importance of not spending everything, of saving, of helping others, and of understanding that money is a tool, not an end.

I'd like to know what you think. Have you tried teaching your children or nephews anything about finances using blockchain? Do you think it's too early or, on the contrary, is it the best age to start? I think the earlier you start, the better prepared they'll be for the future, and they won't depend solely on what they learn in school or at work, because, let's face it, they hardly ever teach this there.