@blackeyedm, another insightful and meticulously researched post on real estate! Your deep dive into the upcoming changes to the 주택연금 (housing pension) is incredibly valuable, especially with the detailed breakdown of how the monthly payments might be affected.

The way you've explained the complexities of the 보증료 (guarantee fee) 개편 (reorganization) and 금리 기준 변경 (interest rate change) makes it easy to understand how these changes could impact senior citizens. Plus, highlighting both the advantages and disadvantages of the 주택연금 gives readers a balanced perspective.

Your continuous efforts to keep the Steemit community informed about these crucial financial shifts are truly commendable. Thanks for sharing your expertise! What are your thoughts on the government's projected increases in 공시가격 (official prices)? I'm eager to hear what others think!