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RE: The sad mainstream advice on how to earn a return on savings
Funny you should mention that - I'm going to sell off a few thousand quids worth of my shares tomorrow, in something of an effort to rebalance my investments away from stocks.
This is my main fund's progress - it's been good to me! But now seems like a good time to sell some.... higher than ever!
On bank accounts I actually have three current accounts all of which offer a reasonable (around 3%) interest rate on small-ish balances (up to about £1.5K), so I can keep about £5K across the three as a float and at least not loose money.
I'm tempted by precious metals, I'm gonna sell some shares tomo and then worry about re-investing next month! Too busy to think about it ATM.
I sold my shares before the dump last year, put some in crypto and that has grown as well. Cannot complain now. And the gold and silver is tempting
do you track your income in excel or do you use some service?