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I’ve had a couple of defaults as well but I guess that’s part of the process to be expected. It’s sad you lose your capital and it can’t be relent. I’m trying to choose loans with a shorter repayment period now so the money can cycle more quickly and do more good.

That a good idea. I had been choosing loans that would benefit people on an ongoing basis, like buying chickens so they could sell eggs, or buy a cow so they could sell milk, or seeds so they could sell crops and have seeds for the next year. There are probably pluses of both system.