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most of human history didn't have lite beer either.
or tampons.
does that suggest a solution?

Oh, you were asking for a solution? That's not the question I thought you were asking...

You want a solution? We move away from debt based currency. People stop using credit. har har When's that going to happen, right?! I know when it will happen actually. It is going to happen with this quadrillion+ ponzi scheme collapses. Then people will be forced to walk way from the current system.