yes listen to steve! and iff IF you alreayd hapen to have a coinbase account u might as well get their official Shift Payments BT ddebit card that can just take money right out of your coinbae bitcoin wallet but i hate coinbase and hve only heard about people having TONS of problems with shift payments card by coinbase so GO with bItpay i have one and never had a problem, it lets me use bitcoin to buy anything ibuy groceries and foood with it all the time at places t hat ont have any idea about bitcoin! u just "top off" from ur bitpay bitcoin alllet to your ddebit card account alll using bitpay app its reallly cool and Trace Mayer is somewhere behind it he is inveestor inthem and bitcoinamrory and Kraken hes a bitcoin master u should listento @tracemayer hes also on steemit! and is a whale