Lending platforms are not all the same. Bitconnect had a ridiculous referral program that didn't cap. I was in Bitconnect when it failed. Thankfully not much. I look at this #ICO as investment with very high risk but "could" be high reward.
I'm not interested in the lending platform but as a coin for profit. Possibly staking the coin but most likely a flip from ICO to exchange. Pure profit with less risk. Like I said it is high risk high reward. $0.80 ICO to $2-$5 possibly in a few months is why I have invested a small amount. Hope that helps @cryptfig