Hi mate. Apologies for only just seeing this but I’ve been away for a couple of weeks. I’m glad you are still doing this and it’s working out for you.

I agree that however unlikely, the price could drop significantly or go to zero. I suggest that you continue to hammer those debts and get rid of the smaller ones in the next few weeks. That will tidy things up and make it a lot more straight forward. Then look to pay your Dad back at $1k a month or similar. That’s a significant amount but should sent your earnings too much.
You could also look to build up a dollar buffer of a few thousand and diversify into other crypto holdings as well!

Congrats on getting to this stage. You could be debt free by the middle of the year and have a safety net in place! Keep up the good work!