I agree with you. A really effective reputation system would be sooooo valuable. It's a complex issue because you only get out what you put in which is time-consuming. Also because it's not perfect, you need to be aware of the possibility of missjudgement so that no-one is unfairly discriminated against and that there is enormous value in accounts of every level of reputation. We need to celebrate people's talents, knowledge, reliability etc that have been demonstrated within Steemit but we must see clearly that accounts with lower reputation may represent a person in whom you could place trust and that they are simply on a journey to demonstrate that. I hope Steemit as a community retains the ability to assume innocence and trust first.