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RE: How Do We Get Kids to Invest?
Call me cynical, but whenever the government creates a carve-out for a special purpose and then puts limits on it, I am leery. Look what happened to the Poles in 2013. If I can achieve the same ends with better methods, I'll do that.
Love the idea for blockchain accountability for charities.
I think you're missing the point. You can, of course, do what you want with your money in almost every account there is out there. But the cool thing about education savings accounts (and certain retirement accounts) is that they are tax-advantaged. It's silly to pay more taxes than you have to. Knowwhadimean?