Yeah, if silver tanks, then you can get at least face value for it, if everything else tanks, you have something that's actually worth something (at least partially because it can be used in manufacturing and such).

I could see avoiding pawn shops. I was driving through a small town a few weeks ago and saw a pawn shop. Thought about stopping in, but we were sort of pressed for time and I decided I didn't want to risk it. Yes, maybe I could have saved a few dollars compared to my LCS, but since I tend to spend in smaller amounts ($100 - $200) I'd rather be certain they're legit.

That's cool that they make their own stuff. From what I understand, if you have the equipment, it's not difficult to do. Doing it well though is an art and takes time to master. If you're interested in someone who pours his own, check out @pit-bullion. The guy is a Jedi. :)