Perhaps buying low or wisely is a good answer.

About 5 years ago I sold my place in the city and bought a slightly larger, crappier place in the suburbs that was much cheaper. Life changed a bit but if we hadn't have done that, I don't know how we would have been able to cover our daughter's expenses.

I have only invested my time as a blogger on steem. That so far has been my rule. Yet time is more valuable than money.

Other than a few hundred euro here and there, me too. Time is incredibly valuable though and is why I have decided to not spend too much time on those who waste it :)