The one thing that cryptocurrencies offer that no bank does is, answering the question:
"Where's my money?"

When you wire transfer some funds, there is a time where the money disappears, and no one knows where it is. I mean, most packages have tracking on them now, and you can know sorta where your package is. Try to find out where your funds are, and its... it should be there in three days.

And, if you know about banking, you know all those check processing? Well, the time you have the check until it gets to the funding bank, well its charged by the hour. Checks didn't sit overnight. And this is old school.

So, banks have a lot to answer for. Shady practices that are... shady.

But, if you send some money you can go look at the transaction, and check its gas/fee amount, and estimate when it will be put in a block. And you can know the minute its put into a block.

The whole time, you know where it is.
Yes:

Try to beat that, traditional banking.

And thanks for the update on Venmo