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in #visa7 days ago

A Visa card is a type of payment card — like a credit card, debit card, or prepaid card — that uses the Visa network to process payments.

Here’s what it means in simple terms:

✅ Visa is a company that runs one of the largest electronic payment networks in the world.
✅ Banks and financial institutions issue cards with the Visa logo.
✅ When you pay with a Visa card (in a store, online, or at an ATM), the Visa network securely transfers the money from your account (or extends you credit) to the merchant or service provider.

Types of Visa cards
• Debit Visa card — Linked to your bank account; money is taken directly from your account when you spend.
• Credit Visa card — You borrow money up to a limit and pay it back later, usually with interest if not paid on time.
• Prepaid Visa card — You load money onto the card in advance and can spend only what you’ve loaded.

Why is Visa popular?
• Accepted in millions of locations worldwide.
• Secure and fast transactions.
• Can be used for shopping, travel, online purchases, and withdrawing cash at ATMs.

If you’d like, I can also explain the difference between Visa and Mastercard, or how to use a Visa card responsibly! Let me know.