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RE: A Stable-Coin That Gains 12% A Year.
This is an interesting idea. I actually have an idea for something along these lines, but it is most definitely a security and I would need to go through quite a bit of legalese/red tape to be able to launch it.
There is a strategy called Dividend Growth Investing and my grandfather created his own version of it. The portfolio grows at about 15% per year on average — including bear markets. It spits off income via dividends as well as stock appreciation. I keep a significant amount of personal wealth in this strategy and would love to open it up through a crypto offering one day in the next few years. Token holders would receive a pegged asset to the portfolio and regular dividend payments. The future of finance! ;)